Loan Rates
Home Equity Line of Credit (HELOC)
| Loan Type | CLTV | Max. Line of Credit Amount | Term Up to | APR* As Low As(1) |
|---|---|---|---|---|
| Home Equity Line of Credit | Up to 70% | $125,000 | 20 year | 7.00% |
| Home Equity Line of Credit | Up to 80% | $125,000 | 20 year | 7.25% |
*APR means Annual Percentage Rate. (1) APR As Low As includes a 0.25% interest rate discount for automatic payment from a SAG-AFTRA FCU checking account.
Visa Credit Cards
| Loan Type | Amount | Term | APR* As Low As | Payment Per $1,000 Borrowed Based on APR & Term |
|---|---|---|---|---|
| Visa Classic | Credit Limits up to $15,000 | Revolving | 11.24% | Varies |
| Visa Rewards | Credit Limits up to $15,000 | Revolving | 13.24% | Varies |
*APR means Annual Percentage Rate.
Automobile Loans
| Loan Type | Financing LTV based upon creditworthiness | Minimum Loan Amount | Term Up to | APR* As Low As(1) | Payment Per $1,000 Borrowed Based on APR & Term | APR* As Low As(1) | Payment Per $1,000 Borrowed Based on APR & Term |
|---|---|---|---|---|---|---|---|
|
2025 & Newer Model Years
|
120%
|
$5,000
|
24
Months
|
4.99% |
$43.87
|
3.99%
|
$43.43
|
|
|
120%
|
$5,000
|
36
Months
|
5.24%
|
$30.09
|
4.24%
|
$29.64
|
|
120%
|
$5,000
|
48 - 60 Months
|
5.49%
|
$19.10
|
4.49%
|
$18.64
|
|
| 120% | $5,000 | 72 months | 5.74% | $16.46 | 4.74% | $15.99 | |
| 120% | $5,000 | 84 Months | 6.24% |
$14.73
|
5.24% |
$14.25
|
|
| 2021-2024 Model Years | 120% | $5,000 |
24
Months
|
5.49% | $44.10 | 4.49% |
$43.65
|
| 120% | $5,000 | 36 Months | 5.74% | $30.31 | 4.74% |
$29.86
|
|
| 120% | $5,000 | 48 - 60 months | 5.99% | $19.34 | 4.99% |
$18.87
|
|
| 120% | $5,000 | 72 Months | 6.24% | $16.69 | 5.24% | $16.22 | |
| 120% | $5,000 | 84 Months | 6.74% | $14.97 | 5.74% |
$14.49
|
|
| 2016-2020 Model Years | 100% | $5,000 |
24
Months
|
6.99% | $44.77 | 5.99% |
$44.32
|
| 100% | $5,000 | 36 Months | 7.24% | $31.00 | 6.24% |
$30.54
|
|
| 100% | $5,000 | 48 - 60 Months | 7.49% | $20.04 | 6.49% |
$19.57
|
*APR means Annual Percentage Rate. (1) APR As Low As includes a 1% interest rate discount for automatic payment from a SAG-AFTRA FCU checking account.
Motorcycle, Boat, and RV Loans
| Loan Type | Maximum Financing | Min Loan Amount | Term | APR* As Low As(1) | Payment Per $1,000 Borrowed Based on APR & Term | APR* As Low As(1) | Payment Per $1,000 Borrowed Based on APR & Term |
|---|---|---|---|---|---|---|---|
| 2024 and Newer Models | 90% | $5,000 |
24
Months
|
9.49% | $45.92 | 8.49% | $45.46 |
| 90% | $5,000 |
36
Months
|
9.74% | $32.15 | 8.74% | $31.69 | |
| 90% | $5,000 | 48 - 60 Months | 9.99% | $21.49 | 8.99% | $20.76 | |
| 90% | $5,000 |
72
Months
|
10.24% | $18.66 | 9.24% |
$18.15
|
|
| 90% | $5,000 |
84
Months
|
10.74% | $16.99 | 9.74% |
$16.48
|
|
| 2020-2023 Model Years | 90% | $5,000 |
24
Months
|
9.99% | $46.15 | 8.99% | $45.69 |
| 90% | $5,000 |
36
Months
|
10.24% | $32.39 | 9.24% | $31.92 | |
| 90% | $5,000 |
48 - 60
Months
|
10.49% | $21.50 | 9.49% | $21.01 | |
| 90% | $5,000 |
72
Months
|
10.74% | $18.91 | 9.74% | $18.91 | |
| 90% | $5,000 |
84
Months
|
11.24% | $17.26 | 10.24% | $16.73 | |
| 2015-2019 Model Years | 90% | $5,000 |
48 - 60
Months
|
11.99% | $22.25 | 10.99% | $21.75 |
*APR means Annual Percentage Rate. (1) APR As Low As includes a 1% interest rate discount for automatic payment from a SAG-AFTRA FCU checking account.
Signature Loans
| Loan Type | Financing | Amount | Term Up to | APR* As Low As(1) | Repayment Per $1,000 Borrowed Based on APR & Term | APR* As Low As(1) | Repayment Per $1,000 Borrowed Based on APR & Term |
|---|---|---|---|---|---|---|---|
| Unsecured | Fixed rate | $1,500 - $15,000 | 60 Months | 12.40% | $22.46 | 11.40% | $21.95 |
*APR means Annual Percentage Rate. (1) APR As Low As includes a 1% interest rate discount for automatic payment from a SAG-AFTRA FCU checking account.
Musical Instrument & Musical Equipment Loans
| Loan Type | Financing | Amount | Term up to | APR* As Low As(1) | Repayment Per $1,000 Borrowed Based on APR & Term | APR* As Low As¹ | Repayment Per $1,000 Borrowed Based on APR & Term |
|---|---|---|---|---|---|---|---|
| Secured | Fixed rate | Up to $50,000 |
Up to 60 Months |
6.99% |
$19.80 | 5.99% |
$19.29 |
Musical Instrument and Musical Equipment Loans must be secured by a UCC filing on the instrument or equipment. *APR means Annual Percentage Rate. (1) APR As Low As includes a 1% interest rate discount for automatic payment from a SAG-AFTRA FCU checking account.
Share Secured Loans
| Loan Type | Financing | Amount | Term Up to |
APR*
As Low As
|
Repayment Per $1,000 Borrowed
Based on APR & Term
|
|---|---|---|---|---|---|
| Secured | 100% of Share Bal. | $1,500 - $10,000 | 24 Months | 3.50% |
$43.21
|
| Secured | 100% of Share Bal. | $1,500 - $10,000 | 48 Months | 4.00% |
$22.59
|
| Secured | 100% of Share Bal. | $1,500 - $10,000 | 72 Months | 5.00% |
$16.11
|
*APR means Annual Percentage Rate.
Certificate Secured Loans
| Loan Type | Financing | Amount | Term Up to | APR* As Low As | Repayment Per $1,000 Borrowed Based on APR & Term |
|---|---|---|---|---|---|
| Secured | Borrow up to 90% of your Certificate Balance for 2 Years or Less | $1,500 - $10,000 | Varies | 3.00% Above Certificate Dividend Rate | Varies |
| Secured | Borrow up to 90% of your Certificate Balance for 2 Years or Less | $1,500 - $10,000 | Varies | 3.00% Above Certificate Dividend Rate | Varies |
*APR means Annual Percentage Rate.
All loans are contingent on approval, rates, terms, conditions, and are subject to change at any time and without notice. Your rate is not final until you have received a Locked Commitment.