Fee Disclosure
SERVICE | FEE Effective November 1st, 2020 |
---|---|
Membership Fee | |
Membership Fee | FREE |
Primary Regular Share Savings (Low Balance Fee - Monthly) | $5.00 |
Fee waived if you have an SAFCU checking account OR LPL Account OR maintain an average daily balance of $250.00 in the share account. | |
Paper Statement Fee (per statement period - charged to the primary share savings account) | $3.00 |
Checking Accounts | |
Performance Checking - Monthly Service Charge
|
$7.95 |
eChecking - Monthly Service Charge | FREE |
Senior Checking - Monthly Service Charge | FREE |
NSF Item Paid - Courtesy Pay (each item) | $25.00 |
Maximum of two (2) Courtesy Pay fees per day. - Courtesy Pay will not be assessed if your account balance is overdrawn less than -$5.01. | |
NSF Item Returned Unpaid (each item) | $30.00 |
Stop Payment on Draft or ACH Debit - In person or via phone (per item or range of items) | $20.00 |
ATM Deposit Fee (eChecking & Senior Checking Only) | $2.00 |
Four (4) free deposits per monthly statement cycle. | |
Check Writing Fee (eChecking & Senior Checking Only) | $0.50 |
Five (5) free per monthly statement cycle. | |
Temporary Checks (4 checks per order) | $2.00 |
Check Printing | At Cost |
Rejected On-Us Check Processing Fee (per item) | $5.00 |
Overdraft Protection Transfer from Share (per item) | $3.00 |
Overdraft Protection from Line of Credit (system generated - per item) | $5.00 |
Money Market Accounts | |
Low Balance Fee | $10.00 |
Excessive Transaction Fee (per item) | $10.00 |
Check Printing (one 25-check pack every 6 months) | FREE |
NSF Draft Paid or Returned Unpaid & Stop Payment on Draft of ACH - See Checking Accounts above | |
IRA Share Accounts | |
IRA Annual Fee | $25.00 |
Withdrawal Fee (each) | $10.00 |
Account Transfer Fee | $20.00 |
Certificate Accounts | |
Early Withdrawal Fee | Refer to Account Disclosure |
Virtual Branch Services | |
Internet Banking | FREE |
eStatements | FREE |
Bill Pay | FREE |
Telephone Banking | FREE |
Stop Payment via Internet (per item or range of items) | $10.00 |
Mobile Banking/Remote Deposit Capture | |
Rejected/Corrected Deposited Check Processing Fee (per item) | $5.00 |
Check Deposits (per item with 30 Free per Month) | $0.50 |
Visa® Debit/ATM Cards | |
NSF Card Decline Charge (each) | $10.00 |
Visa International Transaction Pass Through Fee | 1.00% of US Equivalent |
Visa International USD Transaction Pass Through Fee | 1.00% of US Amount |
Over 15 ATM Transactions and Inquiries per Month (each transaction over 15) | $2.00 |
ATM Adjustment Fee | $10.00 |
Replacement Card or PIN | $10.00 |
Replacement Card or PIN (expedited) | $25.00 |
ATM Surcharge (non-member & non-CO-OP cardholders only) | $2.50 |
Visa® Credit Cards | |
Balance Transfer | $25.00 Per Transaction |
Cash Advances | $25.00 Per Transaction |
Visa International Transaction Pass Through Fee | 1.00% of US Equivalent |
Visa International USD Transaction Pass Through Fee | 1.00% of US Amount |
Returned Payment (each item) | $30.00 |
Late Payment (1st within 6 months) | $27.00 |
Late Payment | $30.00 |
Replacement Card or PIN | $10.00 |
Replacement Card or PIN (expedited) | $25.00 |
General Services | |
Money Orders (each) | $2.00 |
Cashier's Checks (each) | $5.00 |
Stop Payment on Cashier's Check, Official Checks and Money Orders (each) | $20.00 |
Incoming Wire Transfer (per transfer) | $10.00 |
Outgoing Wire Transfer (per transfer) | $30.00 |
Wire Trace Fee | $10.00 |
Collection Item - Foreign or Domestic | At Cost + $30.00 |
Verification of Deposit/Mortgage/Loan | $15.00 |
Cash Advance Fee (except SAFCU credit cards) | $5.00 |
Non-Member Check Cashing Fee | $5.00 |
Account Research, Copies & Services | |
Statement/Document Copies (per statement/document) | $5.00 |
Account Activity Printout (per month) | $5.00 |
Account Reconcilement Assistance and Account Research | |
First hour (one hour minimum) | $25.00 |
Each additional hour (charged by the hour) | $50.00 |
Copy of Deposited Item (front & back) | $5.00 |
Copy of Cleared Check/Draft (per check) - Two Free per Month | $5.00 |
Copy of IRS Annual 1098 Mortgage Interest Statement or 1099 Interest Income Statement | $5.00 |
Writs, Levy, Garnishments or any other legal document requiring funds to be attached (per item) | $100.00 |
Subpoenas (per item) - charged per hour - one hour minimum | $50.00 |
Special Handling (per occurrence) | $10.00 |
Rush Request (per occurrence) | $10.00 |
Copy of Visa Debit or Credit Sales draft (per item) | $10.00 |
Skip Tracing Fee | $25.00 |
Other Fees | |
Rejected Deposited Check Processing Fee (per item) | $5.00 |
Dishonored / Returned Deposit Item (each item) | $20.00 |
Dormant Account Fee (per month after the 12th month of inactivity) | $5.00 |
Account Escheat Fee | $2.00 |
Bad Email (rejected Email) Fee | $2.95 |
Bad Address Fee (per month) | $3.00 |
Applies 90 days after we receive the first notice or undeliverable/bad address from Post Office | |
Skip-A-Pay Fee |
$25.00
|
Loan Extension Fee |
$25.00
|
Real Estate Loan Subordination Not Offered |
|
SAG-AFTRA FEDERAL CREDIT UNION
PO Box 11419, Burbank, CA 91510
(818) 562-3400 or (800) 826-6946
Federally Insured by NCUA