Fee Disclosure
Membership
Membership Fee Free
Primary Regular Share Savings (Low Balance Fee - Monthly) $5
Waived if you have a checking account or LPL account with us, or maintain an average daily balance of $250 in the share account
Paper Statement Fee $3
Waived if you enroll in E-Statements
Checking Accounts
Performance Checking - Monthly Service Charge $7.95
eChecking & Senior Checking - Monthly Service Charge Free
NSF Item Paid - Courtesy Pay (each item) $25
Maximum of two (2) Courtesy Pay fees per day - Courtesy Pay will not be assessed if your account balance is overdrawn less than -$5.01
NSF Item Returned Unpaid (each item) $25
Stop Payment on Draft or ACH Debit - In person or via phone (per item or range of items) $20
ATM Deposit Fee (eChecking & Senior Checking Only) $2
ATM Deposit Fee (eChecking & Senior Checking Only) $2
Four (4) free deposits per monthly statement cycle
Check Writing Fee (eChecking & Senior Checking Only) $0.50
Five (5) free per monthly statement cycle
Temporary Checks (4 checks per order) $2
Check Printing At Cost
Rejected On-Us Check Processing Fee (per item) $5
Overdraft Protection Transfer from Share (per item) $3
Overdraft Protection from Line of Credit
Money Market account
Low Balance Fee $10
Excessive Transaction Fee $10
Check Printing (One 25-check pack every 6 months) FREE
NSF Draft Paid or Returned Unpaid & Stop Payment on Draft of ACH (See Checking Accounts above)
IRA Share accounts
IRA Annual Fee $25
Withdrawal Fee (each) $10
Account Transfer Fee $10
Share certificate accounts
Early Withdrawal Fee Refer to Account Disclosure
virtual branch services
Internet Banking FREE
eStatements FREE
Bill Pay FREE
Telephone Banking FREE
Stop Payment via Internet (per item or range of items) $10
Mobile Banking / Remote deposit capture
Rejected / Corrected Deposited Check Processing Fee (per item) $5
Check Deposits (per item after 30 Free per month) $0.50
Visa® debt / atm Cards
NSF Card Decline Charge (each) $10
Visa International Transaction Pass Through Fee 1% of US Equivalent
Visa International USD Transaction Pass Through Fee 0.8% of US Amount
ATM Transactions and Inquiries over 15 per month (15 free transactions and inquiries) $2
Replacement Card or PIN $10
Replacement Card or PIN (expedited) $25
ATM Surcharge (only for non-member & non-CO-OP cardholders that use our ATMs) $2.50
Visa® credit cards
Balance Transfer $25
Cash Advances $25
Visa International Transaction Pass Through Fee 1% of US Equivalent
Visa International USD Transaction Pass Through Fee 0.8% of US Amount
Returned Payment (each item) $30
Late Payment (1st within 6 months) $27
Late Payment $30
Replacement Card or PIN $10
Replacement Card or PIN (Expedited) $25
general services
Money Orders (each) $2
Cashier's Checks (each) $5
Stop Payment on Cashier's Checks, Official Checks and Money Orders (each) $20
Incoming Wire Transfer (per transfer) $10
Outgoing Wire Transfer (per transfer) $30
Wire Trace Fee $10
Collection Item - Foreign or Domestic At Cost + $30
Verification of Deposit/Mortgage/Loan $15
Cash Advance Fee (except SAFCU credit cards) $5
Non-Member Check Cashing Fee $5
account research / copies & services
Statement/Document Copies (per statement/document) $5
Account Activity Printout (per month) $5
Account Reconcilement Assistance and Account Research
First hour (one hour minimum) $25
Each additional hour (charged by the hour) $50
Copy of Deposited Item (front & back) $5
Copy of Cleared Check/Draft (per check) $5
Copy of IRS Annual 1098 Mortgage Interest Statement or 1099 Interest Income Statement $5
Writs, Levy, Garnishments or any other legal document requiring funds be attached (per item) $100
Subpoenas (per item, charged per hour, one hour minimum) $50
Special Handling (per occurrence) $10
Rush Request (per occurrence) $10
Copy of Visa Debit or Credit Sales draft (per item) $10
Skip Tracing Fee $25
Other fees
Rejected Deposited Check Processing Fee (per item) $5
Dishonored / Returned Deposit Item (per item) $20
Dormant Account Fee (per month after 12 consecutive months of inactivity) $5
Account Escheat Fee $2
Bad Email (rejected email) Fee $2.95
Bad Address Fee (per month) $3
Applies 90 days after we receive the first notice or undeliverable/bad address from the Postal Service
Skip A Pay $25
Loan Extension Fee (per loan) $25
Real Estate Loan Subordination Fee - NOT OFFERED