Personal Loans
Work Disruption Loans and Payment Assistance
On Strike? We're Here to Help
If the Writers Strike has impacted your finances, we have solutions that may help. We're committed to assisting our members through challenging times.
A Work Disruption Loan may be a good option if you need a little extra cash.
- 0% APR* for four months, and rates as low as 5.24% APR* for the remaining term
- No payments due for four months
- Loan amounts up to $2,500 with no credit pull
- Loan amounts up to $5,000 with satisfactory credit
- Up to 36 months to repay
- Requires automatic payment transfer from your SAFCU Checking or Savings account
*APR is Annual Percentage Rate and is accurate as of 5/8/23. Expiration date of promotion and rates are subject to change without notice. Loans are subject to SAG-AFTRA FCU lending guidelines. Our "as low as" rate includes a 2.66% discount for automatic payment from a SAFCU checking account. Example: “For a $4,000 loan with a term of 36 months and a 5.24% APR, the monthly payment will be $134.25." SAG-AFTRA Federal Credit Union membership and account required. See Credit Union Representative for more details regarding eligibility. Offer may end at any time.
Loan Payment Deferrals may allow you to defer one or more loan payments on existing credit union loans.
- Members must contact SAFCU prior to being 30 days or more past due
- Payment deferments of up to 60 days are available
- There is no fee charged for deferments
- This does not affect future Skip-A-Pay eligibility
Please contact the credit union to request a loan payment deferment.
Personal Signature Loans
Your autograph, please.
When you want to consolidate bills, make a large one-time purchase, or if you need extra funds, we're there for you with an unsecured Personal Signature Loan. No collateral necessary. A great alternative to revolving high-interest credit cards. Your signature and your good credit are all we need. One of the many advantages of Credit Union membership.
- Loan amounts up to $15,000
- Up to 5 years to repay
- Free automatic payment transfer from your SAFCU Checking or Savings account
- Attractive fixed interest rates
You can also print a Loan Application and return it to us by mail, fax or in person.
musical instrument and equipment loans
We offer musical instrument and equipment loans with competitive rates. All loans must be backed with a UCC Filing and would have to be appraised prior to funding.
- Loan amounts up to $50,000
- Up to 5 years to repay
- Free automatic payment transfer from your SAFCU Checking or Savings account
- Attractive fixed interest rates
Share Secured Loan
It's never to late to build or repair your credit.
If you’re looking to establish credit or rebuild damaged credit, a Share-Secured Loan gives you the help you need with competitive rates.
Share-Secured
- Borrow up to 90% of your available Share Savings account balance
- Minimum payment is $25
- Terms up to 72 months
Share Certificate-Secured
- Borrow up to 90% of your Share Certificate balance if your certificate term is two years or less
- Borrow up to 85% of your Share Certificate balance if your certificate term is longer than two years
- Minimum payment is $25
- Terms up to 60 months but not to exceed the certificate maturity date
You can also print a Loan Application and return it to us by mail, fax or in person.
Looking for help to understand the wise use of credit or locate a caring, certified counselor?
DebtAdvice.org is a service provided by the members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit Counseling Service (CCCS).