Personal Loans
Signature Loans
Your autograph, please.
When you want to consolidate bills, make a large one-time purchase, or if you need extra funds, we're there for you with an unsecured Personal Signature Loan. No collateral necessary. A great alternative to revolving high-interest credit cards. Your signature and your good credit are all we need. One of the many advantages of Credit Union membership.
- Loan amounts up to $15,000
- Up to 5 years to repay
- Free automatic payment transfer from your SAFCU Checking or Savings account
- Attractive fixed interest rates
You can also print a Loan Application and return it to us by mail, fax or in person.
musical instrument and equipment loans
We offer musical instrument and equipment loans with competitive rates. All loans must be backed with a UCC Filing and would have to be appraised prior to funding.
- Loan amounts up to $50,000
- Up to 5 years to repay
- Free automatic payment transfer from your SAFCU Checking or Savings account
- Attractive fixed interest rates
Share Secured Loan
It's never to late to build or repair your credit.
If you’re looking to establish credit or rebuild damaged credit, a Share-Secured Loan gives you the help you need with competitive rates.
Share-Secured
- Borrow up to 90% of your available Share Savings account balance
- Minimum payment is $25
- Terms up to 72 months
Share Certificate-Secured
- Borrow up to 90% of your Share Certificate balance if your certificate term is two years or less
- Borrow up to 85% of your Share Certificate balance if your certificate term is longer than two years
- Minimum payment is $25
- Terms up to 60 months but not to exceed the certificate maturity date
Looking for help to understand the wise use of credit or locate a caring, certified counselor?
DebtAdvice.org is a service provided by the members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit Counseling Service (CCCS).
Payment Assistance
If the Actors Strike or Writers Strike have impacted your finances, we have solutions that may bring you some financial relief. We're committed to assisting our members through challenging times. Must be existing member of SAFCU as of 7/13/23.
Loan Payment Deferrals may allow you to defer a loan payment on existing credit union loans.
- Members must contact SAFCU prior to being 30 days or more past due
- There is no fee charged for deferments
- This does not affect future Skip-A-Pay eligibility
Please contact the credit union to request a loan payment deferment.