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SAG-AFTRA Federal Credit Union,
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Home sweet home financing.


We now offer a 5/1 ARM (Adjustable Rate Mortgage) loan with a super low initial rate as low as 4.125% *APR for the first 60 months. The maximum caps are 2/2/5. Your loan will be fixed for 60 months and cannot increase more than 2% on the first change date. The maximum rate change, annually, is 2%. Your rate will never be greater than 5% above your initial rate. 

We also offer low rates for our 15 year and 30 year fixed mortgage loans. 

For information on purchases, refinances and 1st time buyer programs on our 1st Trust Deed Mortgage loans call us toll-free 1-800-826-6946 or CLICK HERE to start a simple 15 minute online loan application. 

*APR means annual percentage rate. Rate are subject to change at any time. 

Adjustable Rate Mortgages are tied to an Index. The Index used is the 1 year CMT.  

We offer home loans in the following states:

AZ, CA, CO, IL, KS, MI, MN, NV, NJ, OH, OK, OR, PA, TX and WA

Loans where the subject property is outside California will be initiated by SAG-AFTRA FCU and serviced by another lender. 

Home Equity Line of Credit

If you're thinking of remodeling your home or planning a major expense, we can help! Our home equity line of credit allows you to use your funds for whatever you need.

  • No points or fees
  • Credit lines up to $125,000.00
  • Borrow up to 80% combined loan-to-value (LTV)
  • 20 year term with a 10 year draw period
  • Variable rate - Index tied to Prime Rate
  • Must be owner occupied residential property located within California