Checking Accounts

Manage you money, pay bills, and increase benefits with an SAFCU Checking Account.

SAFCU offers four different types of checking accounts to fit your changing needs. Our checking accounts let you take advantage of great benefits like the SAFCU Mobile App, 24/7 Virtual Branch, Online Bill Pay, and VISA Debit/ Cards – plus you can earn monthly dividends. Check out our Checking Comparison Chart below to find the best option for you.

Performance Checking eChecking Senior Checking Teen Performer
Requirements: None Requirements: eStatements Requirements: At least one (1) account owner must be 62 years of age with Direct Deposit from Social Security or a Pension Plan Requirements: 12 - 17 years old with a
parent or legal guardian listed as a joint account owner. Account must be opened by request of a parent/legal guardian.
$7.95 per month FREE FREE FREE
Minimum Opening Deposit $25 Minimum Opening Deposit $25 Minimum Opening Deposit $25 Minimum Opening Deposit $25
Minimum Balance $0.00 Minimum Balance $0.00 Minimum Balance $0.00 Minimum Balance $0.00
Dividend Bearing Account with $1,000 Avg. Daily Balance Non-Dividend Bearing Account Non-Dividend Bearing Account Non-Dividend Bearing Account

MONTHLY FEE WAIVED WITH THE FOLLOWING:

MONTHLY FEE WAIVED WITH THE FOLLOWING:

MONTHLY FEE WAIVED WITH THE FOLLOWING:

MONTHLY FEE WAIVED WITH THE FOLLOWING:

$1,000 daily Avg. balance OR
$250 Avg. daily balance and either eStatements or direct deposit

No monthly fee

No monthly fee

No monthly fee

No limit on non-PIN debit card purchases      

Additional Account Description

Additional Account Description

Additional Account Description

Additional Account Description

15 free ATM transactions per month1 15 free ATM transactions per month1, Including four (4) Non-SAFCU ATM deposits2 15 free ATM transactions per month1, Including four (4) Non-SAFCU ATM deposits2 Not a blocked account
Unlimited check writing, no mimimums or fees Check writing fees: Five (5) free per monthly statement cycle (Bill Pay checks excluded)3 Check writing fees: Ten (10) free per monthly statement cycle (Bill Pay checks excluded)3 Parent/Legal Guardian may request Visa ATM/debit card services
First Month Waiver (Month in which the account was opened) Bad Email/Mailing Fee: $2.95 per month statement   No Courtesy Pay or Overdraft Protection service

 

1$2.00 thereafter

2$2.00 thereafter

3$0.50 thereafter
 

A checking account is required for SAFCU Mobile App access. To open a new checking accountclick here

Performance Checking

Our Performance Checking account has a low minimum balance requirement to avoid a monthly fee but, low enough for many members to reach while owning an account with boundless benefits! A Performance Checking account lets you take full advantage of our checking account products and pays dividends for balances over $1,000.00.

eChecking

eChecking is for members who value technology and don't want to concern themselves with minimum balance requirements. All you need to do is sign up for eStatements and enjoy the benefits of an SAFCU checking account with no monthly fee.

Senior Checking

Are you at least 62 years old and receiving a direct deposit from Social Security or a pension plan? If the answer is yes, you qualify for a Senior Checking Account with SAG-AFTRA Federal Credit Union.SAFCU's Senior Checking Account offers all the benefits of our Performance Checking Account with no minimum balances. As long as you’re enrolled in eStatements, there is no monthly fee. It's that easy.

Whichever account you choose, SAG-AFTRA offers a Visa Debit® card that not only has purchasing power at millions of locations worldwide, but gives you access to nearly 30,000 surcharge-free ATM's nationwide throught the Co-OP Network. That's right, you won't be charged to withdraw money from any Co-Op Network ATM up to 15 times per month, including Co-Op Network ATMs located inside 7-Eleven stores. To find a Co-Op Network ATM near you, visit our ATM Locator.

 

Do you want to learn how to save, invest, and manage your money?

MyMoney.gov is the U.S. government's website dedicated to teaching all Americans the basics about financial education. Whether you are planning to buy a home, balancing your checkbook, or investing in your 401k, the resources on MyMoney.gov can help you do it better.

See what The Federal Reserve Board says are the 5 Tips for Protecting Your Checking Account