Personal & Credit Building Loans

Personal Line of Credit


We now offer a new and improved Personal Line of Credit. Use the money anytime you want, for anything you want. You can transfer in the branch, over the phone or online 24/7 by logging into your account. Only pay for what you use but if you need more, we’re here for you.

  • Credit lines up to $25,000
  • 2% discount with automatic payment transfer from your SAFCU Checking account
  • Low variable rate
  • Minimum advance amount of $500.00*

Current members can apply online for a Personal Line of Credit. Just log on to your account, select 'Loan Options' and click 'Apply for a Loan' tab.

You can also apply over the phone or print a Loan Application and return it to us by fax, mail, or in person.

*Personal Line of Credit is not compatible with Overdraft Protection due to minimum advance amount.

 

Personal Signature Loans


Your autograph, please.

When you want to consolidate bills, make a large one-time purchase, or if you need extra funds, we're there for you with an unsecured Personal Signature Loan. No collateral necessary. A great alternative to revolving high-interest credit cards. Your signature and your good credit are all we need. One of the many advantages of Credit Union membership.

  • Loan amounts up to $15,000
  • Up to 5 years to repay
  • Free automatic payment transfer from your SAFCU Checking or Savings account
  • Attractive fixed interest rates

Current members can apply online for a Personal Signature Loan. Just log on to your account, select 'Loan Options' and click 'Apply for a Loan'.

You can also print a Loan Application and return it to us by mail, fax or in person.

Share Secured Loan


It's never too late to build or repair your credit.

If you’re looking to establish credit or rebuild damaged credit, a Share-Secured Loan gives you the help you need with competitive rates.

 

Share-Secured

  • Borrow up to 90% of your available Share Savings account balance
  • Minimum payment is $25
  • Terms up to 72 months

Share Certificate-Secured

  • Borrow up to 90% of your Share Certificate balance if your certificate term is two years or less
  • Borrow up to 85% of your Share Certificate balance if your certificate term is longer than two years
  • Minimum payment is $25
  • Terms up to 60 months but not to exceed the certificate maturity date

Current members can apply online for a Share-Secured Loan. Just log on to your account, select 'Loan Options' and click 'Apply for a Loan'.

You can also print a Loan Application and return it to us by mail, fax or in person.

 

 

Looking for help to understand the wise use of credit or locate a caring, certified counselor?

DebtAdvice.org is a service provided by the members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit Counseling Service (CCCS).